CMMC Cost Guide

How Much Does CMMC Actually Cost?

Straight answers. No sales pitch. Real ranges from the defense contractor ecosystem — broken down by company size.

Quick answer

The Real Numbers

What defense contractors actually pay, by company size. Costs vary based on scope, current posture, and which systems touch CUI.

Company Size

Level 1 — Self-Assessment

Level 2 — C3PAO Required

Under 25 employees

$5K – $15K/year

$30K – $80K total

25–100 employees

$5K – $15K/year

$50K – $150K total

100–250 employees

$8K – $20K/year

$100K – $300K total

250+ employees

$10K – $20K/year

$200K – $500K+ total

These ranges cover gap assessment, remediation, implementation, and C3PAO assessment. Ongoing maintenance adds $15K–$50K/year.

Meridian's navigation service is free to you.

We're compensated by the assessment partners we connect you with — not by you.

Cost breakdown

What's Included in These Costs

Five components make up the total CMMC investment. Remediation is always the largest — and the most controllable with the right scoping strategy.

Gap Assessment

$5,000 – $15,000

Identifies which NIST SP 800-171 requirements (the 110 security controls behind CMMC Level 2) you meet, which you're missing, and how large the remediation effort will be. The essential first step.

Remediation & Implementation

$20,000 – $150,000

Closing the gaps — this is the biggest variable. Costs depend on how many controls need implementation and the complexity of your environment. Scope reduction here saves the most.

Technology Upgrades

$10,000 – $80,000

Microsoft 365 GCC High (the government-compliant version of Microsoft 365) migration, endpoint protection, SIEM (Security Information and Event Management — centralized security monitoring) deployment, and multi-factor authentication rollout. Legacy environments and Microsoft 365 migrations drive this up significantly.

C3PAO Assessment

$30,000 – $75,000

The formal certification audit conducted by an authorized C3PAO. This is the non-negotiable step for Level 2. Slots are booking 6–12 months out — schedule early.

Annual Maintenance

$15,000 – $50,000/year

Keeping your certification valid: ongoing monitoring, policy reviews, annual assessments, and maintaining evidence of continuous compliance across all 110 controls.

Cost reduction tip

Enclave Strategy

Isolating CUI to a defined subset of systems — an "enclave" — can significantly reduce your assessment scope — often by half or more, depending on your CUI footprint. Fewer systems in scope means lower remediation, lower C3PAO fees, and a faster path to certification.

How we scope your enclave

Cost factors

What Drives the Cost Up or Down

Costs less when…

  • Smaller CUI scope

    Fewer systems touching CUI means a smaller, faster, cheaper assessment.

  • Existing security program

    MFA, endpoint protection, and documented policies already in place.

  • Enclave strategy

    Isolating CUI to specific systems can significantly reduce your scope — and cost.

  • Cooperative prime contractor

    Some primes share resources, tools, or costs with their subs.

Costs more when…

  • Broad CUI scope

    CUI spread across many systems, users, and locations multiplies the assessment surface.

  • Legacy systems

    Old infrastructure that can't support modern security controls requires replacement or isolation.

  • Multiple facilities

    Each location may need separate scoping, controls, and assessment coverage.

  • No existing security program

    Starting from scratch on all 110 controls takes significantly more time and money.

Risk calculus

What Happens If You Wait

Phase 2 enforcement is November 2026. Here's what non-compliance actually means — not hypothetically, but in contracts already being affected.

Contract Loss

Full mandate

The DoD has mandated CMMC across its entire supply chain by 2028. Contracts requiring CMMC will not renew for non-compliant contractors — regardless of performance history.

False Claims Act Penalties

$4.6M example

MORSECORP paid $4.6M for self-attesting compliance without meeting requirements. Each false claim can trigger $13,000+ in civil penalties, plus treble damages under the FCA. A formal assessment is protection.

Lost Subcontracting Revenue

Already happening

Prime contractors are already flowing CMMC requirements to their subs — ahead of the formal mandate. Non-certified subs are being removed from supply chains now, not in 2028.

Insurance Impact

Higher premiums or denial

Cyber insurers are tightening requirements for defense contractors. Non-compliance with CMMC standards increasingly results in higher premiums, reduced coverage limits, or outright policy denial.

Our approach

Your Total Cost Is Controllable. Here's How We Help.

Most contractors overpay for CMMC because they start with the wrong scope, engage the wrong partner, or skip the scoping step entirely. The right scoping strategy — before you hire anyone — is where the savings are. We help you find it.

We're independent — we don't sell compliance software, run assessments, or manage remediation. Our only incentive is matching you with the right-fit partner, at the right price, for your specific situation.

Get your specific estimate — free

Free initial assessment

We don't charge for scoping. You walk away from our first call knowing your CMMC level, scope, and cost range — at no cost.

Independent — not vendor-aligned

We find you the right-fit partner, not the most expensive one. We're compensated by our partner network, never by inflating your scope.

Enclave strategy guidance

Scoping your CUI to the smallest defensible boundary can significantly reduce your total costs. We help you find that boundary before engaging a C3PAO.

No hourly billing or retainer

Our fee comes from the certified partner we match you with — not from you. There's no invoice from Meridian.

Free estimate

Get Your Specific Cost Estimate

15 minutes. We'll review your contracts, confirm your CMMC level, and give you a specific estimate based on your actual situation. Free, no obligation.

No sales pitch. No retainer. Just a straight answer about your specific situation.